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Built for real life

Everything you need to
master your finances

Powerful features designed to give you complete control, from daily spending to long-term wealth building.

Complete Financial Overview

See all your accounts, spending, and net worth in one beautiful dashboard. Get a real-time snapshot of your entire financial picture.

  • Net worth tracking with trend charts
  • Financial health score
  • Spending breakdown by category
  • Real-time transaction feed
Dashboard

Net Worth

$0

+8.5%

Monthly Savings

$0

36% rate

Health Score

0/100

Excellent

Net Worth Trend

12 months

Goal-Based Savings

Create savings goals and track your progress with visual milestones. Auto-contributions keep you on track effortlessly.

  • Dedicated savings goals
  • Progress milestones & celebrations
  • Auto-contribution rules
  • Customizable target dates
Savings Goals

Emergency Fund

$0 of $10,000

85%

Vacation

$0 of $5,000

48%

New Car

$0 of $25,000

25%

Investment Tracking

Monitor your entire portfolio in real time. See asset allocation, track gains and losses, and understand your cost basis at a glance.

  • Real-time portfolio value
  • Asset allocation breakdown
  • Gain/loss tracking with cost basis
  • Multi-account aggregation
Investments

Portfolio Value

$0

Today +$284.12

Today +3.4%

Top movers

NVDA

NVIDIA

+4.8%

AAPL

Apple

+2.1%

BTC

Bitcoin

-1.3%

Accounts

Vanguard IRA$42,110
Fidelity Taxable$27,840
Coinbase$14,280

Shared Finances

Manage household finances together. Invite family members, set roles and permissions, and keep everyone aligned with shared budgets and goals.

  • Household member management
  • Role-based permissions
  • Shared budgets & savings goals
  • Family activity feed
Household

Members

JD
You
Admin
SA
Sarah
Admin
AX
Alex
Child

Shared Groceries

$420 / $600

Recent Activity

Sarah added $50 to Vacation fund

2h ago

You paid Electric bill of $142

5h ago

Meet Arc, your AI assistant

Arc knows your whole financial picture. Ask a question or give it a task, and it answers in plain language or sets up the goal, budget, or category for you.

  • Sets up goals and budgets on request
  • Answers money questions in plain language
  • Surfaces trends and opportunities
  • Categorizes and organizes transactions
Arc

What am I spending the most on week to week?

Dining and shopping are your biggest weekly spend drivers. Dining is up 14% versus last week, while shopping is holding steady.

Dining

$312 this week

+14% week over week

Shopping

$184 this week

2.1x average
Compare this week to last monthShow me category trends
Ask Arc anything...

Smart Alerts

Intelligent notifications tailored to your spending habits and financial goals.

  • Budget Alert
  • Goal Milestone!
  • Large Transaction
Smart Alerts

Budget Alert

Just now

Dining out is at 85% of your $400 limit

Goal Milestone!

1h ago

Emergency fund reached 85%. Almost there!

Large Transaction

3h ago

Unusual charge of $892 at Electronics Store

Community based pricing

Pricing details launch with the product

We will publish exact tiers, milestones, and plan prices at launch. Our model is community based, which means pricing improves as adoption grows.

Aligned incentives

As more members join, future pricing can move down instead of up.

Transparent at launch

Every tier and milestone will be published clearly when we open access.

No surprises now

Prelaunch is focused on product readiness, not collecting subscriptions.

Enterprise-grade protection

Security you can
trust completely

Your financial data is guarded by the same standards used by the world's leading banks and institutions.

Bank-Level Security

Your financial data is protected with the same standards used by leading institutions.

256-bit AES Encryption

Data encrypted at rest and in transit

OAuth 2.0 + 2FA

Two-factor authentication support

Biometric Login

Face ID & fingerprint support

Read-Only Access

Plaid never shares your credentials

What to expect at launch

Smart budgeting, unified account tracking, goals, and financial health insights in one place.

Product updates

Only meaningful updates before launch. No daily marketing spam.

Privacy-first list

Your email is used for launch communication and can be unsubscribed anytime.

Launch timeline

Early access invitations go out in waves by signup date and fit.

Join the newsletter above and we will notify you when access opens.